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Affordable, hassle-free protection for life's biggest investments.
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Your Home & Auto Sidekick

Life has enough challenges—unexpected repairs shouldn’t be one of them. With us by your side, you can focus on living, we’ll handle the rest!

Auto Protection
Your copilot for the road ahead
Home Coverage
The key to stress-free ownership

Why Home & Auto Ally?

More about us
More about us
Talk to our Team
With decades of experience & proven track record of excellence, our trusted administrators deliver fast, reliable claim service you can count on.
A+ BBB
Top Better Business Bureau Rating
95% Paid
Claims Paid Within 2 Hours
70%
Claims Are Only One Call
50+
Years In Business

Your Backup for Breakdowns

30-Day Money Back Guarantee
Pick Your Own Payment Plan
Custom Tailored Coverage Options
Easy, 24-Hour Claims Support
Dedicated Coverage Specialist

On Your Side Inside & Out

Home Protection
Auto Protection
Home & Auto Bundle
Home Protection Plan

Your home is one of your biggest investments, with systems and appliances you rely on every day. When these break down, repairs can be expensive and stressful. Home & Auto Ally picks up where your home owners insurance leaves off, covering the key components that keep your home running smoothly. With a home plan, you're not just buying protection—you're purchasing predictability and peace of mind.

Home Ally Essentials
Home Systems & Appliances
Starting $1.49/day
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Get A Quick Quote
Appliance Replacement Costs
HVAC Repair or Replace
Water Heater
Plumbing Issues & Emergencies
So Much More!
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Automotive Coverage

Modern vehicles are packed with complex systems that can cost a fortune to fix when they break. An auto protection plan is like a safety net, covering the major parts that wear out or fail after your warranty runs out. Instead of worrying about surprise repair bills, you make simple monthly payments and stay protected from big, unexpected expenses!

Auto Ally Essentials
Options for most all vehicles & needs
Starting $1.49/day
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Get A Quick Quote
Engine Repair/Replace
Powertrain & Transmission
Electronics & Navigation
Steering & Suspension
Fuel Systems
So Much More!
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Bundle Home & Auto

Our integrated coverage goes beyond traditional insurance, providing a financial safety net for the critical systems and components that keep your daily life running smoothly. Whether it's a failing refrigerator or an unexpected transmission repair, our plans transform potential budget-breaking emergencies into manageable, predictable protection.

Home & Auto Ally Essentials
Your trusted Ally, home or away
Save  Up To 30%
Get A Quick Quote
Get A Quick Quote
Appliance Replacement Costs
Engine Repair/Replace
HVAC, Water Heaters, etc
Auto Repairs
Regular Maintenance Discounts
So Much More!
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Testimonials

Our Policy Holders are our Biggest Advocates

I just submitted my first claim yesterday & the HVAC company already came by the house. If an auto plan is just as easy, I think I'll be getting the H&A bundle!
Leah B.
El PASO, Texas
Working with Home & Auto Ally has been incredible. Anytime I have a question they get right back to me with guidance & what I should do next.
Alexander M.
ST. LOUIS, MISSOURI

Protecting
What
‍Matters Most

Claim #1 - Engine
John Smith $10,342
Claim #2 - Range Hood
Jane Doe - $2,070
Claim #1 - Engine
John Smith $10,342
Claim #2 - Range Hood
Jane Doe - $2,070
Claim #1 - Engine
John Smith $10,342
Claim #2 - Range Hood
Jane Doe - $2,070
Claim #1 - Engine
John Smith $10,342
Claim #2 - Range Hood
Jane Doe - $2,070
Claim #1 - Engine
John Smith $10,342
Claim #2 - Range Hood
Jane Doe - $2,070
Claim #1 - Engine
John Smith $10,342
Claim #2 - Range Hood
Jane Doe - $2,070
Claim #1 - Engine
John Smith $10,342
Claim #2 - Range Hood
Jane Doe - $2,070
Claim #1 - Engine
John Smith $10,342
Claim #2 - Range Hood
Jane Doe - $2,070
Claim #1 - Engine
John Smith $10,342
Claim #2 - Range Hood
Jane Doe - $2,070

Ready to Protect What Matters? 

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Chat with A Human

Frequently asked questions

What happens after I submit a quote request?

One of our licensed Coverage Specialists will reach out to you shortly to review your options and answer any questions you may have.

Do you share my information to 3rd parties?

No, we do not share your information with third parties. Your privacy is extremely important to us, and any information you provide is used solely to help us offer you the best coverage options available.

How does the claims process work?

The claims process with Home & Auto Ally is simple and hassle-free:

1. Report the Issue - When something goes rogue, just call the claims number.

2. Approval - Once approved, a licensed technician will repair or replace the issue as needed. The Claims Department works directly with the technician or service facility to handle everything for you.

3. Enjoy the Fix -  The repair gets completed, and you’re back to normal without the stress of unexpected costs.

It’s that easy! If you have any questions, we’re here to help.

Can I cancel anytime?

Yes, you can cancel your plan at any time. And in many cases, if you do decide to cancel, you may even get money back. We want you to feel confident and comfortable with your coverage, knowing that flexibility and fairness are built into everything we do.

If you ever need to cancel, just contact us, and we’ll guide you through the process quickly and easily.

What do you cover for Home Warranties?

Home warranties with Home & Auto Ally are designed to cover many of the major systems and appliances in your home that are prone to wear and tear.

Coverage can include essential items like your HVAC system, plumbing, and kitchen appliances, but the specifics depend on the plan you choose.

To get a full breakdown of what’s included and find the plan that’s right for your home, give us a call! One of our licensed Coverage Specialists will be happy to go over all the details and answer any questions.

What isn't covered for Vehicles?

Vehicle service contracts are designed to cover the most expensive and critical parts of your car, like the engine, transmission, and electrical systems.

While there are some items that typically aren’t covered—like routine maintenance, cosmetic damage, or pre-existing issues—what’s excluded can vary depending on the specific plan.

That’s why it’s so important to speak with one of our licensed Coverage Specialists. They’ll help you understand exactly what’s covered, explain any exclusions, and ensure you get the plan that best protects your vehicle. Give us a call today to get all the details and find the right fit for you!

From the Blog

See All Posts
See All Posts
Company News
·
January 15, 2025
Ally in Action - Mike Waller | Veteran Coverage Specialist
Company News
·
January 1, 2025
A New Vision for Protection - Letter from our Founders
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A Vehicle Service Contract (VSC) is often referred to as an “auto warranty” or an “extended car warranty,” but it is not a warranty. A VSC provides repair coverage for your vehicle after the manufacturer’s car warranty expires. It is a contract between you and a VSC provider or administrator that specifies what repairs are covered and what are not. Coverage limits, terms, and conditions apply. Not all vehicles qualify for coverage, and not all repairs may be covered by the VSC you purchase. All repairs must be pre-approved and performed by a licensed repair facility. Home and Auto Ally is an independent marketer of VSCs and is not affiliated with any manufacturer or dealership. Coverage availability varies by state and is not available in some areas, including California. You may have the right to cancel your VSC for a refund within a specified period. Please see the contract for specific details on coverage, exclusions, and your rights. For questions or to request a copy of your contract, contact Home and Auto Ally at 888.467.9445.